BENEFITS

The Benefits of NRO

The NRO creates a workplace environment where everyone feels valued and respected regardless of individual differences.

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Federal Insurance Programs

The Federal Employees Health Benefits (FEHB) program allows employees to choose among several types of health insurance plans and consists of over 100 statewide/nationwide health plans. For additional information, visit http://www.opm.gov/healthcare-insurance/healthcare.

Dental and Vision Program: The Federal Employees Dental and Vision Insurance Program (FEDVIP) allows dental and vision insurance to be purchased on a group basis, which means competitive premiums and no pre-existing condition limitations. For additional information, visit the enrollment site at http://www.benefeds.com/.

Long Term Care: NRO Cadre employees may enroll in the Federal Long Term Care Insurance Program (FLTCIP). Long-term care is the assistance received to perform activities of daily living—such as bathing or dressing oneself—or supervision require due to a severe cognitive impairment, such as Alzheimer’s Disease. Enrollment in the FLTCIP is on an individual basis. Eligible federal employees’ spouses, adult children at least 18 years old, parents, parents-in-law, and step-parents are also eligible to apply for coverage, even if employees do not. Employees must be eligible for FEHB and have 60 days from their entry on duty date to apply for coverage using the abbreviated underwriting application. After 60 days, they must apply using the full underwriting application. For additional information, visit the FLTC program at http://www.opm.gov/insure/ltc/

Life Insurance: The Federal Employee Group Life Insurance (FEGLI) is group term life insurance available for NRO Cadre employees. It has no cash value and no loan privileges. However, no medical exams are required, and there is no waiting period. Most federal employees are eligible to enroll in FEGLI and will be automatically enrolled in basic insurance, unless they are excluded by law or regulation. For additional information, visit http://www.opm.gov/healthcare-insurance/life-insurance.

Flexible Spending Account Program: The Flexible Spending Account Program (FSAFEDS) allows employees to use pretax dollars to pay for eligible out-of-pocket dependent and health care expenses. For additional information, visit https://www.fsafeds.com/.

Retirement

The Federal Employees Retirement System (FERS) is a retirement plan that provides benefits from three sources: 1) a Basic Benefits Plan, 2) Social Security, and 3) the Thrift Savings Plan. The Basic Benefits Plan is similar to a pension in which the employee contributes a small amount per paycheck. Social Security is the standard Social Security benefit, and the Thrift Savings Plan is a retirement savings and investment plan similar to a 401(k). Employees who leave the government before retirement are eligible to take their Social Security and TSP contributions and earnings with them to their new positions.

For additional information regarding the Thrift Savings Plan, visit http://www.tsp.gov. For additional information regarding the Federal Employees Retirement System, visit https://www.opm.gov/retirement-services/fers-information.

Work/Life Balance

For more information about personal leave, including annual leave, sick leave, the Family and Medical Leave Act, military leave, time off for special circumstances and more visit https://www.opm.gov/policy-data-oversight/pay-leave/leave-administration. New, full-time NRO Cadre employees earn up to 13 days of annual leave per year and can ultimately accrue up to 26 days of paid leave per year.

NRO Cadre employees receive 10 fully paid federal holidays per year.

Flexible work schedules allow NRO Cadre employees to determine their own work schedule (within guidelines) to afford employees a better work-life balance. Similarly, compressed work schedules are fixed work schedules—typically eight, 9-hour workdays and one 8-hour workday—allowing for an 80-hour biweekly work period with an additional day off every other week.

NRO encourages employees to maintain their physical well-being and has an excellent fitness center located on-site at a NRO Headquarters and at other NRO facilities. Additionally, NRO employs a wellness initiative that allows civilian government employees to exercise at their duty location for up to three (3) hours per week as an excused absence from duty - without utilizing their personal leave. The program is designed to allow employees the flexibility they need in order to make physical fitness a part of their life.

Today’s employees face a growing array of personal issues or problems that can interfere, not only with their quality of life but also with job performance. The NRO Employee Assistance Program (EAP) provides confidential individual counseling, financial counseling, workshops, support groups, crisis intervention, and referral services to employees and family members at no cost.